Lyrics:

[Chorus]
Good times (any time you meet a payment)
Good times (any time you need a friend)
Good times (any time you're out from under)

[Bridge]
Not getting hassled, not getting hustled
Keeping your head above water
Making a wave when you can

[Chrous]
Temporary lay-offs (good times)
Easy credit rip-offs (good times)
Scratching and surviving (good times)
Hanging in a chow line (good time, 'imes)
Aren't we lucky we have them? (yeah)
Good times

[Outro]
*Cough*
Umm, mhm
*Cough*