Lyrics:

If I were you
I would gladly loan to me
A dollar or two
So I could eat yeah and maybe
Get just one good night of sleep

But I'm not
And I'm stranded like a cast away in this town
And you seem so unwilling to help a fellow
When hes down
If I were you
Thats what I would do

If I were you
I wouldnt be out on these streets
The whole night through
Yeah I'd have a job
And a pretty wife that
I could come home to

But I dont
And I have twenty cents left to my name
And your the only one left here
That I have to blame
If I were you
Thats what I'd do

But sir its not my way
To take from you
The things I havent earned
Wish I could go back and heed
The Lessons I have learned
But I Cant

So you gladly put your money
In this sack
Yes sir this thing is loaded
And I have to hammer back
If I were you
Thats what I'd do

If I were you
Thats what I'd do